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存款業務外匯業務企業融資應收帳款承購聯貸業務台商海外投資國際金融業務OBU都市更新暨危老重建業務新南向專案融資業務

存款業務

一. 支票存款Check deposits:

  1. 應備證件Required certificates:
    1. 公司Company

      • 公司登記證照。Company registration certificate.
      • 董事會議紀錄或公司章程或財務報表等。
        Minutes of Board of Directors’ meetings or articles of incorporation or financial statement.
      • 分公司需徵提總公司授權分公司開戶之證明書。
        Certificate showing authorization granted by the head office of the company for opening an account by the company’s branch.
      • 負責人身分證及其第二輔助證件。
        Responsible person’s ID card and secondary certificates.
    2. 行號Firm

      • 營利事業登記證。
        Profit-making business registration.
      • 負責人身分證及其第二輔助證件。
        Responsible person’s ID card and secondary certificates.
      • 可申請各項電子化金融服務。
        You may apply for the various e-financial services.
      • 可申請金融卡(具提款及刷卡消費功能)。
        You may apply for ATM card (with the function of making withdrawal and credit purchase).
    3. 其他團體Other groups
      主管機關登記證照或核准成立或備案之文件。
      Registration certificate/license granted by competent authority, or documents for approval of incorporation or registration.

  2. 開戶金額Minimum deposit for opening a new account:

    最低新台幣一萬元。No less than NT$10,000.

二. 活期存款Demand deposits:

  1. 應備證件Required certificates:
    1. 公司Company

      • 公司登記證照。Company registration certificate.
      • 董事會議紀錄或公司章程或財務報表等。
        Minutes of Board of Directors’ meetings or articles of incorporation or financial statement.
      • 分公司需徵提總公司授權分公司開戶之證明書。
        Certificate showing authorization granted by the head office of the company for opening an account by the company’s branch.
      • 負責人身分證及其第二輔助證件。
        Responsible person’s ID card and secondary certificates.
    2. 行號Firm

      • 營利事業登記證。
        Profit-making business registration.
      • 負責人身分證及其第二輔助證件。
        Responsible person’s ID card and secondary certificates.
      • 可申請各項電子化金融服務。
        You may apply for the various e-financial services.
      • 可申請金融卡(具提款及刷卡消費功能)。
        You may apply for ATM card (with the function of making withdrawal and credit purchase).
    3. 其他團體Other groups
      主管機關登記證照或核准成立或備案之文件。
      Registration certificate/license granted by competent authority, or documents for approval of incorporation or registration.

    4. 外國法人Foreign corporation

      • 法人登記證明文件
        Certificate of corporation.
      • 負責人身分證明文件
        Responsible person’s ID certificates.
      • 法人出具在台代表人或代理人之授權書及各地區國稅局所核發之扣繳統一編號
        Power of attorney issued by the corporation to its representative or agent in the territory of Taiwan, and Tax Code granted by the national tax administration.
  2. 開戶金額Minimum deposit for opening a new account:

    低新台幣一千元。No less than NT$1,000.

  3. 起息金額Deposit with accrued interest:

    新台幣一萬元。NT$10,000.

  4. 其他服務Other services:
    1. 可申請金融卡(具提款及刷卡消費功能)。
      You may apply for ATM card (with the function of making withdrawal and credit purchase).
    2. 可申請於本行各營業單位代理收付款。
      You may apply for Bank’s business units to collect and pay bills on your behalf.
    3. 可申請各項電子化金融服務。
      You may apply for the various e-financial services.
    4. 可申請代繳公用事業費、稅款或貸款本息。
      You may apply for automatic payment of utility bills, tax or principal and interest on loan on your behalf.

三. 活期儲蓄存款Demand savings deposits:

  1. 開戶對象Qualified applicant of deposit:

    非營利法人。Non-profit-making corporation.

  2. 應備證件Required certificates:
    1. 登記證明文件Registration documents.
    2. 董事會議紀錄或公司章程或財務報表等。
      Minute of Board of Directors’ Meeting or articles of incorporation or financial statements.
    3. 負責人身分證及其第二輔助證件。
      Responsible person’s ID card and secondary certificates.
  3. 開戶金額Minimum deposit for opening a new account:

    最低新台幣一千元。No less than NT1,000

  4. 起息金額Deposit with accrued interest:

    新台幣五千元。NT$5,000.

  5. 其他服務Other services:
    1. 可申請金融卡(具提款及刷卡消費功能)。
      You may apply for ATM card (with the function of making withdrawal and credit purchase).
    2. 可申請於本行各營業單位代理收付款。
      You may apply for Bank’s business units to collect and pay bills on your behalf.
    3. 可申請各項電子化金融服務。
      You may apply for the various e-financial services.
    4. 可申請代繳公用事業費、稅款或貸款本息。
      You may apply for automatic payment of utility bills, tax or principal and interest on loan on your behalf.

四. 綜合存款Comprehensive deposits:

  1. 應備證件Required certificates:
    1. 公司Company

      • 公司登記證照。Company registration certificate.
      • 董事會議紀錄或公司章程或財務報表等。
        Minutes of Board of Directors’ meetings or articles of incorporation or financial statement.
      • 分公司需徵提總公司授權分公司開戶之證明書。
        Certificate showing authorization granted by the head office of the company for opening an account by the company’s branch.
      • 負責人身分證及其第二輔助證件。
        Responsible person’s ID card and secondary certificates.
    2. 行號Firm

      • 營利事業登記證。
        Profit-making business registration.
      • 負責人身分證及其第二輔助證件。
        Responsible person’s ID card and secondary certificates.
    3. 其他團體Other groups
      主管機關登記證照或核准成立或備案之文件。
      Registration certificate/license granted by competent authority, or documents for approval of incorporation or registration.

    4. 外國法人Foreign corporation

      • 法人登記證明文件
        Certificate of corporation.
      • 負責人身分證明文件
        Responsible person’s ID certificates.
      • 法人出具在台代表人或代理人之授權書及各地區國稅局所核發之扣繳統一編號
        Power of attorney issued by the corporation to its representative or agent in the territory of Taiwan, and Tax Code granted by the national tax administration.
  2. 開戶金額Minimum deposit for opening a new account:

    綜合存款最低新台幣一千元,定期存款為一萬元。
    No less than NT$1,000 for comprehensive deposit;no less than NT$10,000 for time deposit.

  3. 起息金額Deposit with accrued interest:

    新台幣一萬元。NT$10,000.

  4. 其他服務Other services:
    1. 本存款項下之定期性存款可辦理中途解約,或於本金九成範圍內辦理質借,並可申請自動轉期。
      The contract for time deposit may be terminated before maturity, or 90% of the principal may be pledged, and you may apply for automatic roll over.
    2. 可申請金融卡(具提款及刷卡消費功能)。
      You may apply for ATM card (with the function of making withdrawal and credit purchase)
    3. 可申請於本行各營業單位代理收付款。
      You may apply for Bank’s business units to collect and pay bills on your behalf.
    4. 可申請各項電子化金融服務。
      You may apply for the various e-financial services.
    5. 可申請代繳公用事業費、稅款或貸款本息。
      You may apply for automatic payment of utility bills, tax or principal and interest on loan on your behalf.

五. 定期存款Time deposits:

  1. 應備證件Required certificates:
    1. 公司Company

      • 公司登記證照。Company registration certificate.
      • 營業事業登記證。
        Profit-making business registration.
      • 董事會議紀錄、公司章程或財務報表等。
        Minutes of Board of Directors’ meetings or articles of incorporation or financial statement.
      • 分公司需徵提總公司授權分公司開戶之證明書。
        Certificate showing authorization granted by the head office of the company for opening an account by the company’s branch.
    2. 行號Firm

      • 營利事業登記證。
        Profit-making business registration.
    3. 其他團體Other groups

      • 主管機關登記證照。
        Registration certificate/license granted by competent authority, or documents for approval of incorporation or registration.
      • 核准成立或備案之文件。
        Responsible person’s ID card and secondary certificates.
    4. 外國法人Foreign corporation

      • 法人登記證明文件
        Certificate of corporation.
      • 負責人身分證明文件
        Responsible person’s ID certificates.
      • 法人出具在台代表人或代理人之授權書及各地區國稅局所核發之扣繳統一編號
        Power of attorney issued by the corporation to its representative or agent in the territory of Taiwan, and Tax Code granted by the national tax administration.
  2. 存款期限Duration of deposit:

    最短一個月,最長三年。
    Minimum of one month and maximum of three years.

  3. 開戶金額Minimum deposit for opening a new account:

    最低新台幣一萬元。No less than NT$10,000.

  4. 計息Accrued interest:

    可選擇固定或機動利率計息。
    May opt for application of fixed or floating interest rate.

  5. 領息方式Receipt of interest:

    可選擇按月、按年或到期領取利息。
    May opt for receipt of interest on a monthly or yearly basis, or upon maturity.

  6. 本存款可辦理中途解約,或於本金九成範圍內辦理質借,並可申請自動轉期。
    The contract for the deposit may be terminated before maturity or 90% of the principal may be pledged, and you may apply for automatic roll over.

六. 定期儲蓄存款Time savings deposits:

  1. 種類Types:

    整存整付、存本取息、零存整付。
    Round-amount savings, withdrawals of interest savings, regular deposits.

  2. 應備證件 Required certificates:
    1. 登記證明文件Registration documents.
    2. 董事會議紀錄或公司章程或財務報表等。
      Minute of Board of Directors’ Meeting or articles of incorporation or financial statements.
    3. 負責人身分證及其第二輔助證件。
      Responsible person’s ID card and secondary certificates.
  3. 存款期限Duration of deposit:

    一年、十三個月、二年或三年。
    One year, 13 months, two years or three years.

  4. 開戶金額Minimum deposit for opening a new account:
    1. 整存整付:最低新台幣一萬元。
      Round-amount savings: no less than NT$10,000.
    2. 存本取息:最低新台幣一萬元。
      Withdrawals of interest savings: no less than NT$10,000.
    3. 零存整付:每期存入之金額不得低於新台幣一千元。
      Regular deposits: the deposit per term shall be no less than NT$1,000.
  5. 計息及領息方式Accrued interest and receipt of interest:
    1. 整存整付:複利計息,到期本息一次領取。
      Round-amount savings: accruing based on compound rate, and principal with accruing interest receivable in full upon maturity.
    2. 存本取息:按月領息(一年以上可選擇按年領息),到期領回本金。
      Withdrawals of interest savings: interest receivable on a monthly basis (alternatively, on a yearly basis, in the case of the deposit of more than one year); the principal is receivable upon maturity.
    3. 零存整付:複利計息,到期本息一次領取。
      Regular deposit: accruing based on compound rate, and principal with interest accrued is receivable in full upon maturity.
  6. 本存款可辦理中途解約,或於本金九成範圍內辦理質借,並可申
    The contract for the deposit may be terminated before maturity or 90% of the principal may be pledged, and you may also apply for automatic roll over.